May 11, 2015
Have you ever worked for a company that offers free gym memberships to its employees? Well if you have, then the first thing you probably would have noticed is the strange radiance of your officemates. They probably have that positive, life-is-good aura around them. You would also notice how focused they are and how seriously they tackle their tasks — albeit with a still good mood.
Suffice to say that health plays an important role in people’s lives. It greatly affects how good one can perform daily tasks and face challenges. Whether you want to admit it or not, the truth is that the worse your health is, the less productive you become. Even if you enjoy eating your favorite slice of pizza three times a day, it would prove ineffective when your distraught or caught in that “I need to figure this out” moment.
Daily exercise and being physically fit are great factors that can greatly affect how you perform at work. Studies show that employees who have regular exercise perform much better and are less stressed than those who don’t exercise regularly. The reason behind this is that movement in the body is one form of recovery. The body is not structured for prolonged periods of sitting but for strenuous movement of the muscles and body parts. When you move, your brain lights up and is stimulated as well.
Having regular exercise would surely increase productivity for any employee. Having a gym membership available for your employees would not only guarantee a happier individual but a surprisingly reliable and effective employee as well.
Having a free gym membership provided by a company makes it a win-win for both the employer and the employees. The staff would get to work out since they have that privilege given by their company, and the company would have quality results from their very productive employees.
At the end of the day, an individual needs to be healthy and in tip-top shape to be able to give his or her best performance at work. Even if you have the motivation to do what you want, that can only take you so far. Providing free gym memberships would produce great results and increase productivity within a company. For employers, having a staff who are physically and mentally fit will boost the company’s overall productivity and increase efficiency. Thus, any way you look at it, providing gym membership for employees would be a great investment.
It’s also an option to install a elliptical at the office, companies in the US are big on having Gyms in offices. Choose wisely, this best elliptical machines 2015 review is a good read and looks good!
May 11, 2015
Because of the economy’s unpredictability, you are probably looking for a way to secure your finances. Well, you are not alone. A lot of individuals and organizations want to build a solid investment portfolio so they can keep up with inflation and protect themselves from the topsy-turvy condition of the economy. They normally invest in real estate or in the stock market to achieve these goals.
However, these investment vehicles have experienced setbacks in recent years and are very unreliable. It seems the economic landscape we have right now is not conducive to investing.
Luckily, a golden solution was found.
The Golden Solution
The number of people investing in precious metals is continuously increasing. This is because the value of these metals normally moves in the opposite direction of other assets, e.g. stocks and bonds. So, these investors are setting up a cushion for their portfolios in case an economic downturn happens again.
Additionally, while the prices of real estate and stocks have plummeted in recent years, the price of gold (and other precious metals) is on a steady climb. A good proof for this is the 700% increase it experienced from 2001-2011. In just 10 years, the value of gold jumped from $271 to $1,896 per ounce.
Gold and Your Retirement Plan
Current legislation allows Gold Backed Ira. This type of IRA lets you own physical platinum, palladium, silver and gold instead of “paper” assets, e.g. bonds or stocks. That means you have the option to turn your retirement plan into gold right now.
However, gold coins or bars have to meet certain criteria before they can be included in an IRA. First, they must meet IRS fineness standards. Second, they must be kept by an IRA trustee instead of the owner. These coins or bars will be deposited in a storage approved by the IRS.
So, if you decide to add gold into your retirement plan, you can’t really keep them inside your house (under your bed).
Finding the Right IRA Custodian
Since you can’t store the gold personally, it is important to find the right company who will keep it for you. Here are some things you need to consider when looking for an IRA Custodian:
- Qualifications – You should make sure that the company you are dealing with has the required registration and licenses.
- Versatility – The custodian must be able to cope with your needs. It is difficult to transact with a company that uses a one-size-fits-all policy.
- Track Record – Your retirement plan is at stake so make sure to do your own background investigation regarding the custodian to ensure that your gold is safe.
Keep these in mind to guarantee that you will benefit from investing in gold IRA.
May 8, 2015
Professional individuals can make their services more accessible and interesting for their target clients and customers in the community if they have a private office on their commercial and residential facilities where they can accommodate those who are in need of their services any time. But their offices should always be equipped with high tech and reliable locking systems to ensure that their hidden financial assets and other private properties that can be found on it will never be exploited by thieves and strangers who are willing steal the properties of other people just to ensure that they will be able to fight the negative effects of poverty.
A professional individual who wants to have a perfect and well-secured workstation should never hesitate to look for a reliable locksmith that offers commercial services. Commercial local locksmiths will always be the best solution to all problems of a professional individual who really wants to ensure that a private office or workstation will never be accessible for strangers and other people except for the owner and the other individual who will be permitted by the proprietor to enter. Such service works excellently in providing the best type of locking system that will fit to the needs and interest of a professional individual who always want to have a safe work station every day and night.
Only a trusted locksmith company can offer such type of service to those who really want to ensure that their private assets of their offices will never be stolen and exploited by other people especially by those who want to ruin their future and career. Commercial locksmith was designed to showcase the most advanced and reliable set of locking systems that can never be destroyed and unlocked by a stranger once activated. It is something that can provide peace of mind and maximum satisfaction to an individual who always want to be able to sleep more comfortably at night without worrying about something.
Professional individuals will surely appreciate the fact that this type of locksmith service can make great changes to the level of security in a commercial establishment where private offices and important things are always available and meant to be secured properly as the time goes by. It is something that will never disappoint an individual who wants to discover the different examples of innovative locking systems that can be used to ensure that an office will never be accessible for someone who’s not authorized to enter in it.
It’s where a professional individual will be able to learn more about the advantages and benefits of providing innovative locking systems to an office that’s meant to be used as a venue for important business transactions every day. An individual will never be tempted to exploit all things that can be found in an office unless it’s always well-secured and equipped with top class locking systems that can never be compared to ordinary pad locks and other alternative locks for commercial and residential facilities in terms of performance and reliability.
May 6, 2015
When the time comes to retire, sometimes pensions and savings are not enough; old-age poverty has become a real issue. Accurate and up-to-date portfolio and management is the key to success when it comes to retirement planning. According to numerous studies, on average 42 percent of the working population fear that the state pension will not cover their future living costs, and the self-employed are not an exception. At least one in every ten freelancers will not have enough funds to sustain themselves by retirement age.
With that in mind, people are looking for financial investments that can give them a financial cushion as they hit retirement age. According to the portfolio manager of the Swiss asset manager Genève Invest Europe, “considering the inflation rate, life insurances and fixed deposits are not always the secure way to go when beginning retirement planning. In addition, grant-aided privately funded pension schemes can be just as risky”. These assertions have been back up by recent studies by several independent private institutions.
Fixed-income investments, as an additional source of income to a private pension plan, have become a feasible option for senior investors. Financial experts confirm that these types of investments are an attractive alternative to the standard fixed deposits offered by banks.
“with fixed-income investments one can expect relatively secure returns of 7-8 percent per annum. Fixed-income specialists of Genève Invest are able 6to invest client’s assets in corporate bonds of larger-scale companies, so they can be guaranteed to receive a fixed interest return.”
“For each corporate bond, the respective company who issues the security guarantees a fixed yearly interest coupon payout, as well as the redemption of the capital at par value at the end of the maturity term. Our fixed-income specialists consider the current situation of the corporate bond market attractive if you obtain continuous opportunities for new insights.”
Investment periods of 3 to 10 years, and the yield attainable, are the most crucial investment characteristics, when Genève Invest asset managers are constructing individual portfolios for their clients.
“During the investment term the capital invested is by no means blocked, since the corporate bonds can be sold at any time for the market price. Moreover, the interest payments can be siphoned off or reinvested.”
There is clearly a major advantage in fixed income securities in terms of private retirement planning. When developing an asset management plan, the portfolio managers at Genève Invest suggest looking further in to this option.
May 1, 2015
In choosing a search engine optimisation (SEO) agency, it is very important to look into the services, abilities, and success stories of the prospective firm. This would mean looking beyond the aesthetic aspect of the group, and instead focusing on their practice and actual methods of providing service. Simply put, in selecting an SEO, the work quality matters more than anything else.
There are numerous SEO agencies out there, but a technique in coming up with a smaller pool of agencies to choose from is by selecting only service providers that have expertise in the area of concern. Identifying which area to focus on, as well as the agencies who specialize in that area, will be of great advantage in selecting the right SEO agency. It is also important to know more about the agencies’ performances through published success stories. Reading about them in online forums would help a lot, especially because both negative and positive personal experiences will be available for your perusal. Contacting former clients for advice and feedback can also be done. Doing these will again narrow down the number of prospective agencies. Bulldog SEO agency are quite an exception, they have full case studies on their website which is unlike many SEO agencies.
Another process which can be done to further narrow the list down is to meet personally with representatives of the agencies. Since no deal is being made yet, it is still okay to set up meetings with multiple service providers. Essentially, this is done to compare and contrast the type and quality of services that the agencies can provide. Doing so can also result in better deals and discounts which cannot be gained without any form of face-to-face interaction.
During these meetings, it is very important to let the company speak for itself rather than ask questions directly. The agency should be able to provide the client a brief but detailed overview of their services. In doing so, the client can have an immediate impression of the agency’s strengths and capabilities. Surely, this meeting will also play a role in further reducing the number of firms to look into. In this sense, it now becomes important to consider the practical aspect of the venture — considering the price, type, and quality of services, timeline, and many other factors — to single out the most appropriate agency.
Selecting an SEO agency can be a tedious task; however, the process becomes less stressful if you keep in mind that it can become a significant contributing factor to your business’ success.
April 28, 2015
For your business to be fully operational, it is important to choose the best photocopier that will make your business processes easier and more convenient.
Majority of businesses today, particularly the small ones and startups, shy away from the idea of buying a photocopier primarily because of the tag price that comes with it. However, little do they know that going to a photocopy shop every time they need to print their documents will only mean more expenses on their part in the long run, aside from the fact that this can be very inconvenient and time consuming. Getting your very own photocopier should not really be that expensive provided that you follow a simple guideline in choosing the right machine that will fit your business needs.
One of the first things that you need to do is to determine if you need a machine that will only print black and white documents or a colored copier. A colored copier definitely costs higher not to mention that the ink will add to the expense. If most of the documents in your office do not need colored copiers, a black and white machine is your better option.
The second step is for you to determine if you want a photocopier that will only print and make copies or one that performs several other functions. Most of the latest models today can also be used to fax and scan. Make sure that you check if these tasks are also needed in your office.
Look into the paper feeding options of the machine. The small ones have very a simple design for this feature, with only one slot for paper feed that can simultaneously handle around 30 sheets. So, if your office usually requires bulk copies or uses different paper sizes, you might need to manually fill and change the paper. The bigger photocopiers have bigger capacities and more options. This can be the best choice for large offices with several people printing at the same time.
You might also want to consider choosing a machine that will allow duplex printing. Here, you can automatically print on both sides. This is very convenient while letting you save on paper.
It is also a must to check the machine’s response time. Machines require time to warm up before you can print a document, particularly if you just turned it on. For business offices, it will be ideal to get a machine with less than 10 seconds of response time to avoid delays.
The last but definitely not the least, look for a machine that will meet the size of your office in terms of the number of people that will use the copier. For offices with 10 or less employees, a small but multifunctional photocopier will already be perfect for meeting your copying and printing needs. For those with over 10 employees, a larger machine that you can connect to your network and with several feeders for different printing orientations and paper sizes might be a better choice.
The secret in finding the best photocopier for your office lies in identifying your specific requirements and needs and choosing the one that meets the demands of your business.
April 25, 2015
It is likely due to an overwhelming amount of information and stimulation that becomes quite distracting each day. This sensory overload can prevent us from going where we want in life.
It could also be that your goals and wants are not completely clear. This reduces your desire to truly focus.
A good friend of mine has played a crucial part in helping me put my attention towards my goals and priorities. My friend is named Martha and she hails from the Dominican Republic. Martha has repeated the same four word phrase to me for years now. Not only are her words memorable, but it’s truly the way she says them. While reading the following sentence, picture the words being said aloud by a female with a thick Spanish accent – “You must fuckus Wendy”. Indeed, it is spelled exactly like it sounds.
I grin every time I utter these words, and the people around me tend to laugh when I say it. In addition to putting me in a positive mood, it truly helps me focus! Three other crucial aspects come into play when focus and attentiveness are needed –
When you focus on goals, connect them to the Big Why. This means staying in tune with why you wish to meet your goals. It makes focusing a more simple task, and these leads to proactive behaviors and accomplishments.
Divide your important goals into small, easy to handle steps. When my clients want to change their career paths, they are more successful when they divide their goals up over the course of a week or so. By completing up to three small tasks every day, my clients move forward with their goals in an easy way.
Map out a structure and use it as a reminder of each specific step you want to work towards. With the example above, one of my clients sought out a bit more financial independence with a new job. I talked to her and asked if she could come up with something representative of her goal. She quickly mentioned a special piece of jewelry that was a gift from her mother. She wears this antique necklace around her neck to keep her desires and goals in mind. When things get difficult, the necklace serves as a reminder to focus and persevere.
Use a simple item like this to improve your focus. When you are able to increase your focus, you also increase your chances of fulfilling your important goals.
If you want my good friend Martha to remind you to “fuckus”, I’ll see if she can give you a call.
April 20, 2015
A brand is only more than a logo and a slogan. Building a brand is the method for characterizing your business and speaking with the outside and inside gathering of people. You have to be diagnostic and patient amid the marking procedure. In this article, we will examine certain tips that will help you make a hearty brand.
Characterize your image
Before beginning, survey the item or administration you are putting forth and discover the space it involves in the business sector. Research on the needs of clients and perceive how you can emerge in the opposition. You must recognize the message you need to pass on and convey it in a succinct manner.
Arranging is exceptionally imperative to make a brand. Ask yourself the following questions.
- What is your objective?
- Who is your intended interest group?
- What picture would you like to summon in the client’s psyche?
Taking these questions into consideration will help you make your brand.
Know the demographics of clients
Distinguishing the demographics of clients is crucial to manufacturing an effective brand. The data will influence estimating, advancement and bundling of your item. The demographic profile of the intended interest group will help you distinguish their decisions and tailor your item likewise.
Perceive your qualities and shortcomings
It is vital to assess your qualities and shortcomings. Knowing them will help you reinforce your business over the long haul. Deal with your shortcomings and discover approaches to overcoming them. Additionally, you have to keep up straightforwardness in your business and be fair to your workers and speculators.
Connect with your clients
Your clients hold the way to your prosperity. To make brand mindfulness and spread your vision, associate with your clients. Utilize the force of social networking to achieve a scope of the crowd. Join your specialty groups and make a contact base.
Know the business and contenders
It is critical to know the business and the contenders. Research on the items and administrations of your opponents. Discover how you can do things another way from them. Understanding your rivals will help you separate yourself in the business and make an interesting brand character.
Be predictable with your brand over all stages. Irregularity can imprint the picture of your business in the business and put off clients. Just when you are steady, you can fabricate a solid picture in the market.The longer you are reliable, the more probable it is for clients to perceive your image.
January 20, 2015
FCA – It is a new system responsible for the regulation of financial services in the UK, with the main objective of protecting and improving the country’s economy. This has been included in the UK’s Financial Services Act of 2012.
The focus of FCA revolves around these three things:
- Maintenance of the integrity of the financial market.
- Regulation of financial service firms to provide the consumers a fair deal.
- Ensuring a healthy competition among the financial services market.
In line with these objectives, here are three reasons for the need to be FCA authorized.
- It is a requirement. In order for individuals and firms to conduct any financial service activity in UK, they need to be FCA authorized. Financial service businesses have certain standards to meet and the role of FCA is to ensure that these standards are being maintained. FCA has the power to fine or stop the operation of those businesses if they are found to be noncompliant to the requirements set and given by this body.
- It serves as a check and balance for the financial service businesses. Most people engage in businesses like these to provide service to the people and to gain profits at the same time. However, in the process, some firms have leaned towards the financial growth side of business and have neglected the service-to-the-people side. This scenario can be avoided today with the help of FCA. It regularly monitors financial service businesses and would only approve an individual or firm to be fit to continue the business if the following criteria are met:
- There is honesty, integrity and good reputation in transacting business.
- There is competence and capability to deliver what the business promised to provide.
- There is financial soundness.
- It motivates one to be better. The individual or firms authorized by FCA to engage in the financial service business is expected to grow in all aspects for the following reasons:
- The business will flourish. As the consumers feel protected, they will engage in the services of these individuals and firms and in return, these businesses will gain profits. The economy will also be positively affected.
- The competition among businesses will inspire the individuals and firms to be more efficient, be more helpful to the customers and be better in their overall performance.
In summary, FCA authorisation UK benefits the consumers, the financial service businesses, the economy, and the country as a whole.